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“What is a Tradeline? How Does it Work?”

 

A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report. Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is Seasoned Authorized User tradelines, with perfect payment history, low utilization (under 30% unless otherwise noted) and perfect payment history. We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. FICO® digests this newly added credit and recalculates your score with drastic improvements.

Tips For Selecting The Best Tradelines:

 

1. Higher limits and older aged tradelines correlate to bigger credit score increases.

2. More older accounts make your file more solid.

3. If you have nothing on your credit file, you must select something at least 6 months old to generate a credit score and avoid a thin file error.

4. The fewer addresses you have on your credit report, the better. We can filter the list by address code to help you select lines from the same cardholder or we can help you with this one-on-one. Please contact Val or Mike directly if you want to do this.

5. All of our tradelines are under 30% unless otherwise noted in the comment section. All tradelines have perfect payment history.

6. If you have negative items on your credit report, this can offset the boost that you could get. You may need to have a credit sweep, which we provide, in order to get the maximum boost possible from tradeline(s). Tradelines are not a band-aid, they are an enhancement.

7. An Age Progressional Tradeline Package is the best and easiest way to go for you.

 

“What is an Age Progressional Tradeline Package?”

 

It's a truly unique and powerful custom service called the "Age Progressional Tradeline Package." It's a hand selected pack of tradelines prescribed to decrease the weaknesses in your credit score, which increases your credit score. The oldest tradeline is a lower credit limit, and the newer tradelines are higher credit limits. This is to show that your credit has gotten better over time ::like fine wine:: Age Progressional Tradeline Package tradelines are selected from the same cardholder, or two cardholders max, to ensure the addresses are kept to a minimum. This also ensures easy, breezy posting to your credit report.

“How Long Does It Take For Tradelines to Report?”

 

Typically tradelines report 10 - 15 days AFTER the statement date given you placed your order at least 3 DAYS BEFORE the statement date. Orders and payments must be made AT LEAST 3 days before the statement date in order for your tradeline to post that month. Each tradeline has a different statement date. Our list is default sorted by statement date so you can see what is closing and posting the soonest.

“Should You Remove Fraud Alerts Before Adding Tradelines?”

 

Yes. Fraud alerts, credit freezes and other types of locks, block new information from showing up on your report. If you don’t remove the fraud alerts/locks then the tradeline will not post properly. It is the client’s responsibility to call each credit bureau and remove the fraud alert. It is a simple phone call to each bureau to remove it. You can always add the fraud alert back as soon as the tradeline reports if you wish.

“What is a Credit Sweep? Do You Perform Them?”

 

Yes, we have a phenomenal credit sweep program. If you have negative item's on your credit report, you should consider our Credit Sweep program. Here's how it works: 1) 100% legal as we use the power of the law to challenge negative items lowering your score. 2) We perform the work with modern strategies to accommodate the ever-changing industry. 3) Deletions can start occurring within the first 45 days or less. For most clients, the best results happen within the first 90 days. 4) This process is extremely expedited.

 

If you need any help with Tradelines, Credit Sweep or Inquiry Removal, you can find our tradeline list below or you can contact us directly below. 

We Legally Add Positive History To Your Credit Report With Seasoned Authorized User Tradelines. We Also Have a Proprietary, Fast and Effective Credit Sweep and Inquiry Removal Service. Additionally, We Give Those With Good Credit, the Opportunity To Earn a Monthly Passive Income in Our Cardholder Program.